Advancing your AT practice in Ontario is an OATA priority. Providing member benefits that ease the financial cost of entry to practice is also critical, especially post-pandemic. A Group malpractice insurance (PLI) offering is one way we, as an Association, can support you protecting your practice and your reputation. The OATA is proud to team up with one of the largest professional liability insurance companies in Canada. Hub is involved with the Ontario Medical Association and Trisura is the insurer of choice for many professions. HUB is the broker, Trisura is the insurer as the team behind the OATA Group PLI.

The Trisura suite of Professional Liability products gives the ability to tailor the coverage to fit each specific class of professional that it insures. When a suit is launched, the professional needs to look to an insurance professional to provide a defence against the allegations made by the client. Trisura provides that insurance expertise and handles the claim professionally and quickly so that the professional can focus on their area of expertise.

WHAT IS PLI?

Professional Liability Insurance (PLI) protects organizations and individuals from claims arising from the delivery of your professional services. It protects against liability arising from accusations of negligence or the failure to deliver the services expected of them. If a client of yours felt that you may have breached your professional duties to them, they might demand financial compensation for having failed in your responsibilities to them. The insurance itself often takes on different names depending on the professional services it represents. In medicine, it is called Malpractice Insurance.

Professional liability insurance is a requirement for maintaining your Athletic Therapist designation, registration with RHPA regulatory colleges and is required by sports teams.

WHY TRISURA?

The Trisura Professional Liability Insurance products provides it with the flexibility to tailor the coverage to fit each specific class of professional insured. When a suit is launched, the professional needs to look to an insurance professional to provide a defence against the allegations made by the client. Trisura provides that insurance expertise and handles the claim professionally and quickly so that the professional can focus on their area of expertise.


MODALITIES

For the OATA, we are aware that many Athletic Therapists practice with multiple modalities and have included comprehensive coverage that does not require additional fees for most modalities including Acupuncture, Bio Medical Gait Analysis, Certified Pedorthist, Kinesiology, Massage Therapy, Osteopathic Manual Practioner, Cupping, Hot Stones (subject to Heating Warranty).

Click Here to see list of modalities 

It’s easy to secure your Hub Trisura liability insurance for next year.  The discounted group rates are protected for 2 years for additional financial planning and relief. Simply go to your member profile and after paying your membership fee you will see instructions. 


If you need additional coverage to reach $5 million (only extra $50) please contact the insurance broker Cristina Omar, directly at Cristina.Omar@hubinternational.com, or at tel: 519-326-9339.


You will receive an email confirmation, payment receipt and copy of insurance documentation.

TRISURA COVERAGE

 Type of ClaimLimits Available
Limit Per Claim$2,000,000 or $5,000,000
Aggregate Limit

$4,000,000 - $5,000,000

Disciplinary Expense Coverage

$100,000 per claim

$100,000 aggregate

Therapy & Counselling

$10,000 per person

No aggregate

Loss of Earnings

$500 per day

Out of Country90 Days 
Loss of Documents 

$25,000 per claim

$25,000 aggregate

Libel & Slander

Not included

Breach of CopyrightNot included
E-ServicesIncluded, no exclusion for the provision of professionals services in an electronic/virtual format
Criminal Defence Costs Reimbursement

$100,000 per claim

$150,000 aggregate

Deductible $0

Tail Coverage- Automatic 5 years for permanent retirees


Field Practice is included at no extra charge.

ADDITIONAL TRISURA COVERAGE

  • Free Legal Assistance Helpline

Trisura’s free Legal Assistance Helpline is available to all Specialty Insurance policyholders in English and in French. The Legal Helpline, featuring HR Assist, provides invaluable assistance for policyholders who are attempting to navigate the legal system and avoid unexpected legal expenses. When a call is placed to the Trisura Legal Assistance Hotline, our policyholders are quickly connected to lawyers who provide crucial information and clear next steps, free of charge.

  • Free HR Assist Hotline

This service is available in both English and French. It provides Trisura policyholders with access to certified Human Resources (HR) specialists that help them effectively manage their HR issues.

OPTIONAL COVERAGE | CLINICS/ENTITIES

Professional Liability & Commercial General Liability:

These coverages are available for incorporated entities and/or partnerships that own and operate an office or clinic that provides Athletic Therapy Services. The owners of the business must be CAT(C)’s and members of the OATA. These Entities must contact HUB directly to complete a brief questionnaire and bind/pay for the additional coverage. HUB will issue each of these Entities a coverage Certificate and will remit transactions to Trisura via monthly bordereau.

Eligibility:
  • Owners/Partners must be OATA members (and who therefore purchase personal coverage under this program);
  • All professional employees and/or contractors must carry personal E&O and CGL;
  • The intention is to insure small clinics, offices or studios – we do not intend to write gyms, indoor adventure / recreational parks or large fitness / sporting/ recreational facilities;
  • Maximum Annual Revenue of $500,000;
  • The majority owner of the Entity must be the individual to apply for this coverage;
  • The scope of coverage is Athletic Therapy and covered/included modalities only; if there are other services or treatments provided, these are not covered. Contact Us. 
  • There is no coverage for Buildings nor ownership of a Building nor the operations of a landlord;
  • One location only.

Copyright © 2020 (OATA) Ontario Athletic Therapist Association


CONTACT US

60 Columbia Way, Suite 280

Markham, ON 

L3R 0C9





Tel: (905) 946-8080 | Fax: (905) 946-1517

 Telephone Support Hours: Monday - Friday 

9:30 am to 4:30 pm.

E-mail: info@ontarioathletictherapists.com



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