Advancing your AT practice in Ontario is an OATA priority. Providing member benefits that ease the financial cost of entry to practice is also critical, especially post-pandemic. A Group malpractice insurance (PLI) offering is one way we, as an Association, can support you protecting your practice and your reputation. The OATA is proud to team up with one of the largest professional liability insurance companies in Canada. Hub is involved with the Ontario Medical Association and Trisura is the insurer of choice for many professions. HUB is the broker, Trisura is the insurer as the team behind the OATA Group PLI.
The Trisura suite of Professional Liability products gives the ability to tailor the coverage to fit each specific class of professional that it insures. When a suit is launched, the professional needs to look to an insurance professional to provide a defence against the allegations made by the client. Trisura provides that insurance expertise and handles the claim professionally and quickly so that the professional can focus on their area of expertise.
WHAT IS PLI?
Professional Liability Insurance (PLI) protects organizations and individuals from claims arising from the delivery of your professional services. It protects against liability arising from accusations of negligence or the failure to deliver the services expected of them. If a client of yours felt that you may have breached your professional duties to them, they might demand financial compensation for having failed in your responsibilities to them. The insurance itself often takes on different names depending on the professional services it represents. In medicine, it is called Malpractice Insurance.
Professional liability insurance is a requirement for maintaining your Athletic Therapist designation, registration with RHPA regulatory colleges and is required by sports teams.
The Trisura Professional Liability Insurance products provides it with the flexibility to tailor the coverage to fit each specific class of professional insured. When a suit is launched, the professional needs to look to an insurance professional to provide a defence against the allegations made by the client. Trisura provides that insurance expertise and handles the claim professionally and quickly so that the professional can focus on their area of expertise.
For the OATA, we are aware that many Athletic Therapists practice with multiple modalities and have included comprehensive coverage that does not require additional fees for most modalities including Acupuncture, Bio Medical Gait Analysis, Certified Pedorthist, Kinesiology, Massage Therapy, Osteopathic Manual Practioner, Cupping, Hot Stones (subject to Heating Warranty).
It’s easy to secure your Hub Trisura liability insurance for next year. The discounted group rates are protected for 2 years for additional financial planning and relief. Simply go to your member profile and after paying your membership fee you will see instructions.
You will receive an email confirmation, payment receipt and copy of insurance documentation.
Tail Coverage- Automatic 5 years for permanent retirees
Field Practice is included at no extra charge.
ADDITIONAL TRISURA COVERAGE
Trisura’s free Legal Assistance Helpline is available to all Specialty Insurance policyholders in English and in French. The Legal Helpline, featuring HR Assist, provides invaluable assistance for policyholders who are attempting to navigate the legal system and avoid unexpected legal expenses. When a call is placed to the Trisura Legal Assistance Hotline, our policyholders are quickly connected to lawyers who provide crucial information and clear next steps, free of charge.
This service is available in both English and French. It provides Trisura policyholders with access to certified Human Resources (HR) specialists that help them effectively manage their HR issues.
OPTIONAL COVERAGE | CLINICS/ENTITIES
Professional Liability & Commercial General Liability:
These coverages are available for incorporated entities and/or partnerships that own and operate an office or clinic that provides Athletic Therapy Services. The owners of the business must be CAT(C)’s and members of the OATA. These Entities must contact HUB directly to complete a brief questionnaire and bind/pay for the additional coverage. HUB will issue each of these Entities a coverage Certificate and will remit transactions to Trisura via monthly bordereau.